China Fair and China Machinery and Electronic Products Exhibitions
Date:August 19, 2010 - August 21, 2010
Time:8am - 5pm
Venue: SMX Convention Center, Seashell Drive, Mall of Asia Complex, Pasay City, Philippines (Halls 1-2)
Description:For more information about this event, please visit www.globallinkmp.com, or call 750-8588.
Highlights :
China Machinery & Electronic Products Exhibition is features Chinese manufacturers of machinery and electronic products, circuit breaker, coated abrasive products plastics, rubber, machines-tools - tools, metal working industries, electronic design & components home appliances, automobile and auto parts, food processing and packing machinery
Tradeshow Profile :
International Exhibition of China Machinery and Electronics Products, environmental protection and gardening equipment, medium-and-low-voltage electrical components, wire and cable, camera, mobile phone and other communication facilities, ice machine, pump and valve..
Exhibitor's Profile :
Automobile and auto parts, food processing and packing machinery, construction machinery and hardware, bathroom and kitchenware, doors and windows and processing equipment, machinery components, metal processing equipment.
Visitor's Profile :
AC contractor, agricultural machinery, air compressor, amplifier, auto bulb, auto parts, automatic photo - controls, automobile, bathroom accessories, bathroom fixtures, beach car, bicycle helmet / kneepad, blower, board, bread cooker, brushless motor, building materials, camera, car accessories, car LCD motor.
Why is Financial IQ important in Philippines? Financial IQ is extremely important not only in the Philippines, but in the entire world. With solid Financial IQ, better financial choices are made. With good Financial IQ, money works for us. With excellent Financial IQ, we can easily find business opportunities in Philippines. With excellent Financial IQ, we can ride the growth of Philippines stock market. With great Financial IQ, we can gain Financial Independence.
Showing posts with label financial debt. Show all posts
Showing posts with label financial debt. Show all posts
Monday, August 16, 2010
Thursday, August 12, 2010
Financial IQ: Review of Rich Dad Poor Dad - Part 4 of 4
Lesson 6: Work to Learn –Don’t Work for Money
The Author’s Odyssey
After college graduation Robert Kiyosaki joined the Marine Corps. He learned to fly for the love of it. He also learned to lead troops, an important part of management training. His next move was to join Xerox where he learned to overcome his fear of rejection. The thought of knocking on doors and selling copiers terrified him. Soon he was among the top 5 salespeople at the company. For a couple of years he was No.1. Having achieved his objective – overcoming
his shyness and fear—he quit and began minding his own business. Learn skills like PR, marketing, and advertising. Take a second job if it means learning more.
A Difference in Education
Schools train professionals. Professionals become so specialized they cannot apply themselves in other fields and need to form unions to protect their jobs. Remember you can have a profession, say, learn to be a pilot if you want to learn how to fly, but at the same time mind your own business. The rich “groom” the next generation by training the heir in all aspects of running the business. They move him from department to department so he learns how
each one relates to the other. Specialization is not the key here, but picking up important lessons from each area and seeing the business as a whole.
Rich Dad groomed Kiyosaki and Mike in the same manner. Mike would later take over Rich Dad’s empire, which included restaurants, convenience stores, and a construction company. Kiyosaki created his own empire with real estate, new products and educational materials.
Five Obstacles to Financial Independence
Ten Steps to Awaken Your Financial Genius:
To-Do List
"IF YOU'RE DOING SOMETHING YOU CARE DEEPLY ABOUT AND IF YOU BELIEVE IN IT, IT'S IMPOSSIBLE TO IMAGINE NOT TRYING TO MAKE IT GREAT."
The Author’s Odyssey
After college graduation Robert Kiyosaki joined the Marine Corps. He learned to fly for the love of it. He also learned to lead troops, an important part of management training. His next move was to join Xerox where he learned to overcome his fear of rejection. The thought of knocking on doors and selling copiers terrified him. Soon he was among the top 5 salespeople at the company. For a couple of years he was No.1. Having achieved his objective – overcoming
his shyness and fear—he quit and began minding his own business. Learn skills like PR, marketing, and advertising. Take a second job if it means learning more.
A Difference in Education
Schools train professionals. Professionals become so specialized they cannot apply themselves in other fields and need to form unions to protect their jobs. Remember you can have a profession, say, learn to be a pilot if you want to learn how to fly, but at the same time mind your own business. The rich “groom” the next generation by training the heir in all aspects of running the business. They move him from department to department so he learns how
each one relates to the other. Specialization is not the key here, but picking up important lessons from each area and seeing the business as a whole.
Rich Dad groomed Kiyosaki and Mike in the same manner. Mike would later take over Rich Dad’s empire, which included restaurants, convenience stores, and a construction company. Kiyosaki created his own empire with real estate, new products and educational materials.
Five Obstacles to Financial Independence
- Fear. Don’t play it safe and cling to what you think is secure. If you don’t go for it and think big you won’t be able to earn big.
- Cynicism. Don’t listen to advice of others who are not doing what you intend to do. Listen to your self and those who are doing what you aim to do.
- Laziness. Greed is good and fights laziness. Think about the freedom and money you’ll have and you will put in those extra work hours. Change your thinking. Instead of saying “I can’t afford it.” Ask yourself “How can I afford it?” Challenge your mind to create solutions.
- Bad Habits. Spending habits should turn into saving and investing habits.
- Arrogance. Don’t think you know everything there is to know about money.
- Listen to others. Enroll in useful seminars.
Ten Steps to Awaken Your Financial Genius:
- Find a reason greater than reality, a big dream. Think of the freedom, the lifestyle wherein you control your own time. Think of what you don’t want, i.e. “I don’t like being an employee”.
- Use the power of choice, daily. You can choose to watch MTV, or watch CNBC. It’s how you choose to use your time and energy everyday that brings financial success in the long run.
- Choose your friends carefully. It pays to have friends who are focused and achieving their goals. Surround yourself with friends you can learn from.
- Master a formula. Learn a new one, and learn fast.
- Pay yourself first. Practice self-discipline by keeping expenses low.
- Tenants can pay for your expenses if you rent out apartments or ministorage, for instance. Savings are used for investing and creating more money, not for paying bills.
- Pay your broker well. Attorneys, accountants, stockbrokers, and real estate brokers will have more incentive to work harder for you. If they make more money, it means you make more money as well. 3-7% is a good incentive.
- Be an Indian giver. It’s the concept behind ROI. (Return on investment)
- Invest and then take the initial money out after a time when the investment has earned for you.
- Buy luxuries last. Let the income from your growing assets afford you the new car. Wait for your asset base to grow first. Middle class people buy luxuries first, on credit.
- Find yourself a hero. When you play golf you can imagine you are Tiger Woods. When you do business, you can ask yourself, “What would
- George Soros have done if he was in my place right now?”
- Teach and you shall receive. As in money, love, or friendship. If you give without expecting anything in return, you receive more.
To-Do List
- Stop what you’re doing. Take a step back to assess your situation. Stop doing what is not working and look for a new option.
- Look for new ideas.
- Take action. Find someone who has done what you want to do. Take them to lunch. Ask for tips.
- Take classes and buy tapes.
- Make lots of offers. Finding a good business deal is a lot like dating. You must go to the market and talk to a lot of people, make offers, counteroffers, negotiate, accept and reject. Many single people sit at home waiting for the phone to ring instead of going out and hitting the dating scene.
- Take a walk through your neighborhood and look for bargain real estate deals.
- Buy the pie and cut it into pieces. People buy only what they can afford so they think small. Think big. This goes for land and other investments.
- Learn from history. Colonel Sanders lost everything in his 60’s and started from scratch with a fried chicken recipe. Bill Gates became rich before he was 30.
"IF YOU'RE DOING SOMETHING YOU CARE DEEPLY ABOUT AND IF YOU BELIEVE IN IT, IT'S IMPOSSIBLE TO IMAGINE NOT TRYING TO MAKE IT GREAT."
Financial IQ: Review of Rich Dad Poor Dad - Part 3 of 4
Lesson 4: The History of Taxes and the Power of Corporations
Income tax has been levied on citizens in England since 1874. In the United States it was introduced in 1913. Since then what was initially a plan to tax only the rich eventually “trickled down” to the middle class and the poor. The rich have a secret weapon to shelter themselves from heavy taxation. It’s called the Corporation. It isn’t a building with the company name and logo in brass signage out front. A corporation is simply a legal document in your attorney’s file cabinet duly registered under a government state agency. Corporations offer great tax advantages and protection from lawsuits. It’s the legal way to protect your wealth, and the rich have been using it for generations. Do your own research and find out what taxlaws will bring you the best advantages.
The Golden Rule: PAY YOURSELF FIRST.
Rich dad says paying yourself first forces you to create more sources of
income to cover your expenses. It’s a simple rule that works like this:
Key Financial IQ Components:
It helps to take some courses to gain financial literacy; rich dad stresses
the importance of learning –
Lesson 5: The Rich Invent Money
Self-confidence coupled with high financial IQ can certainly earn more for you than merely saving a little bit every month.
Make good use of your time and find the best deals.
An example: In the early 90’s the Phoenix economy was bad. Homes once valued at $100,000 sold for $75,000. Kiyosaki shopped at bankruptcy courts and bought the same houses at only $20,000. He resold these properties for $60,000 making a cool $40,000 profit. After six more transactions of the same manner he made a total $190,000 in profit and it only took 30 hours of work time. Rich Dad explains there are Two Types of Investors:
Identify an opportunity everyone else has missed.
Learn to identify hidden Freebies in business deals. For example: The real business of McDonald’s isn’t hamburgers. It’s the free real estate underneath each franchise, on every important intersection, in cities all over the world that is the real wealth of its owners.
THERE IS ALWAYS RISK. You need to learn how to manage risk and not avoid it.
http://www.richdad.com/store/ProductDetail.aspx?id=2
Income tax has been levied on citizens in England since 1874. In the United States it was introduced in 1913. Since then what was initially a plan to tax only the rich eventually “trickled down” to the middle class and the poor. The rich have a secret weapon to shelter themselves from heavy taxation. It’s called the Corporation. It isn’t a building with the company name and logo in brass signage out front. A corporation is simply a legal document in your attorney’s file cabinet duly registered under a government state agency. Corporations offer great tax advantages and protection from lawsuits. It’s the legal way to protect your wealth, and the rich have been using it for generations. Do your own research and find out what taxlaws will bring you the best advantages.
The Golden Rule: PAY YOURSELF FIRST.
Rich dad says paying yourself first forces you to create more sources of
income to cover your expenses. It’s a simple rule that works like this:
The Rich with Corporations | People who work for corporations: |
Earn | Earn |
Spend | Pay Taxes |
Pay Taxes | Spend |
Key Financial IQ Components:
It helps to take some courses to gain financial literacy; rich dad stresses
the importance of learning –
- Accounting. It pays to know how to read financial statements. When acquiring businesses or assets you need to quickly see the financial standing of the company you are acquiring. Many grown adults do not know how to balance a balance sheet. In the long term, this knowledge will pay off for you and your business.
- Investment Strategy. This skill will sharpen with experience. Talk to investors and observe how they play the game. Kiyosaki and Mike spent many boyhood hours sitting in on Rich Dad’s meetings with brokers, accountants, and attorneys.
- Market Behavior. Know the laws of Supply and Demand. No business owner can do without understanding these basic principles of the market. Bill Gates saw what people needed. Open your eyes to opportunities. Look at what sells and who buys.
- Law Kiyosaki recommends doing everything you can to grow your business within legal boundaries. Know your corporate, state, and accounting laws.
Lesson 5: The Rich Invent Money
Self-confidence coupled with high financial IQ can certainly earn more for you than merely saving a little bit every month.
Make good use of your time and find the best deals.
An example: In the early 90’s the Phoenix economy was bad. Homes once valued at $100,000 sold for $75,000. Kiyosaki shopped at bankruptcy courts and bought the same houses at only $20,000. He resold these properties for $60,000 making a cool $40,000 profit. After six more transactions of the same manner he made a total $190,000 in profit and it only took 30 hours of work time. Rich Dad explains there are Two Types of Investors:
- Buyers of Packaged Investments. This is when you call a retail outlet, real estate company, stockbroker or financial planner and put your money in ready-made investments. It’s a simple, clean way of investing.
- The Professional Investor. Design your own investment. Assemble a deal and put together different components of an opportunity. Rich dad encourages this type. You need to develop three main skills to be this type of investor, namely how to:
- Identify an opportunity everyone else has missed.
- Raise capital
- Organize smart people
Identify an opportunity everyone else has missed.
Learn to identify hidden Freebies in business deals. For example: The real business of McDonald’s isn’t hamburgers. It’s the free real estate underneath each franchise, on every important intersection, in cities all over the world that is the real wealth of its owners.
THERE IS ALWAYS RISK. You need to learn how to manage risk and not avoid it.
http://www.richdad.com/store/ProductDetail.aspx?id=2
Financial IQ: Review of Rich Dad Poor Dad - Part 2 of 4
Lesson 2: Why Teach Financial Literacy?
They don’t teach this at school.
The growing gap between rich and poor is rooted in the antiquated educational system. The system trains people to be good employees, and not employers. The obsolete school system also fails to provide young people with basic financial skills rich people use to grow their wealth.
Know your options and use this knowledge to build a formidable asset column. In an age of instant millionaires it really isn’t about how much money you make, it’s about how much you keep, and how many generations you can keep it.
Steps to get out of the proverbial rat race:
1. First, understand the difference between an asset and a liability.
The poor have day-to-day expenses, the middle class purchase liabilities that they think are assets (i.e., a home or a car), and the rich build a solid base of income-generating assets.
The middle class finds itself in a constant state of financial struggle. Their primary income is wages, as wages increase, so do their taxes. Expenses increase as wages increase. Hence the phrase “the rat race.” They treat their home as their primary asset instead of investing in incomegenerating assets.
The rich get richer because they keep acquiring more assets and investments to generate more income, which far exceeds their expenses.
Reasons why the home is not an asset but a liability:
1. People work almost all their lives to pay off a home (30-year loans)
2. Maintenance and utilities expenses.
3. Property tax
4. House values can depreciate.
5. Instead of investing in income-earning assets, your money goes out to
payments for the house.
Your losses:
1. Time that could have been used to grow value in other assets.
2. Capital which could have been invested rather than paying home-related
expenses
3. Education that makes you a Sophisticated investor
If you want to buy a house, first generate the cash flow by acquiring
assets, which bring income to pay for it.
Examples of real assets are:
Average time of holding on to an asset before selling it for a higher value:
1 year
7 years
In summary, the key steps to getting out of the rat race are the ff:
Lesson 3: Mind Your Own Business
KEEP YOUR DAY JOB BUT START MINDING YOUR OWN BUSINESS.
Kiyosaki sold photocopiers on commission at Xerox. With his earnings he purchased real estate. In 3 years’ time his real estate income was far greater than his earnings at Xerox. He then left the company to mind his own business full time. He knew that in order to get out of the rat race fast, he needed to work harder, sell more copiers and mind his own business.
Don’t spend all your wages. Build a good portfolio of assets and you can spend later when these assets bring you greater income.
http://www.richdad.com/store/ProductDetail.aspx?id=2
They don’t teach this at school.
The growing gap between rich and poor is rooted in the antiquated educational system. The system trains people to be good employees, and not employers. The obsolete school system also fails to provide young people with basic financial skills rich people use to grow their wealth.
Know your options and use this knowledge to build a formidable asset column. In an age of instant millionaires it really isn’t about how much money you make, it’s about how much you keep, and how many generations you can keep it.
Steps to get out of the proverbial rat race:
1. First, understand the difference between an asset and a liability.
| Assets | Liabilities |
| Real Estate | Mortgages |
| Stocks | Consumer Loans |
| Bonds | Credit Cards |
| Notes | |
| Intellectual Property |
The poor have day-to-day expenses, the middle class purchase liabilities that they think are assets (i.e., a home or a car), and the rich build a solid base of income-generating assets.
The middle class finds itself in a constant state of financial struggle. Their primary income is wages, as wages increase, so do their taxes. Expenses increase as wages increase. Hence the phrase “the rat race.” They treat their home as their primary asset instead of investing in incomegenerating assets.
The rich get richer because they keep acquiring more assets and investments to generate more income, which far exceeds their expenses.
Reasons why the home is not an asset but a liability:
1. People work almost all their lives to pay off a home (30-year loans)
2. Maintenance and utilities expenses.
3. Property tax
4. House values can depreciate.
5. Instead of investing in income-earning assets, your money goes out to
payments for the house.
Your losses:
1. Time that could have been used to grow value in other assets.
2. Capital which could have been invested rather than paying home-related
expenses
3. Education that makes you a Sophisticated investor
If you want to buy a house, first generate the cash flow by acquiring
assets, which bring income to pay for it.
Examples of real assets are:
- Apartments for rent
- Real estate
- Businesses that do not require your physical presence. You hire managers.
Average time of holding on to an asset before selling it for a higher value:
1 year
- Stocks (Startups and small companies are good investments)
- Bonds
- Mutual funds
7 years
- Real estate
- Notes (IOUs)
- Royalties on intellectual property
- Valuables that produce income or appreciate
In summary, the key steps to getting out of the rat race are the ff:
- Understand the difference between an asset and a liability.
- Concentrate your efforts on buying income-earning assets.
- Focus on keeping liabilities and expenses at a minimum.
- Mind your own business.
Lesson 3: Mind Your Own Business
KEEP YOUR DAY JOB BUT START MINDING YOUR OWN BUSINESS.
Kiyosaki sold photocopiers on commission at Xerox. With his earnings he purchased real estate. In 3 years’ time his real estate income was far greater than his earnings at Xerox. He then left the company to mind his own business full time. He knew that in order to get out of the rat race fast, he needed to work harder, sell more copiers and mind his own business.
Don’t spend all your wages. Build a good portfolio of assets and you can spend later when these assets bring you greater income.
http://www.richdad.com/store/ProductDetail.aspx?id=2
Financial IQ: Review of Rich Dad Poor Dad - Part 1 of 4
Author: Robert Kiyosaki
Publisher: Viking (Penguin Group)
Date of Publication: 2006
The Big Idea
FINANCIAL LITERACY = FINANCIAL INDEPENDENCE
A true tale of two dads— one a highly educated professor, the other, an eighth grade dropout. Educated dad left his family with nothing, except maybe some unpaid bills. The dropout later became one of Hawaii’s richest men and left his son an empire. One dad would say, “I can’t afford it” while the other, asked, “How can I afford it?”
Rich dad teaches two boys priceless lessons on money, by making them learn through experience. The most important lesson of all is How to Use Your Mind and Time to create personal wealth. Free yourself from the proverbial “rat race”. Learn to spot opportunities, create solutions and “mind your own business”. Learn to make money work for you, and not be its slave.
Rich Dad’s Words of Wisdom:
You are what you Think.
A job is a short-term solution to a long-term problem.
A highly paid slave is still a slave.
Why climb the corporate ladder when you can own the ladder?
Good Thinking:
Two roads diverged in a wood, and I—
I took the one less traveled by,
And that has made all the difference.
Robert Frost, from ‘The Road Not Taken’
Overview
There is a Need.
The rationale for teaching people financial literacy comes from the fact there is no real job security these days. Even after years of toil, the poor and middle class may find they do not have sufficient funds for their children’s college education, or their own retirement. Why work for a
corporation, the government, and the bank all your life? Awaken your financial genius and gain financial independence and freedom!
Lesson 1: The Rich Don’t Work For Money
At age 9, Robert Kiyosaki and his best friend Mike asked Mike’s father (Rich Dad) to teach them how to make money. After 3 weeks of dusting cans in one of Rich Dad’s convenience stores at 10 cents a week, Kiyosaki was ready to quit. Rich Dad pointed out this is exactly what his employees sounded like. Some people quit a job because it doesn’t pay well. Others see it as an opportunity to learn something new.
WORK TO LEARN
Next Rich Dad put the two boys to work, this time for nothing. Doing this forced them to think up a source of income, a business scheme. The opportunity came to them upon noticing discarded comic books in the store. The first business plan was hatched. The boys opened a comic book library and employed Mike’s sister at 1$ a week to mind it. Soon they were earning $9.50 a week without having to physically run the library, while kids read as much comics as they could in two
hours after school for only a few cents.
http://www.richdad.com/store/ProductDetail.aspx?id=2
Publisher: Viking (Penguin Group)
Date of Publication: 2006
The Big Idea
FINANCIAL LITERACY = FINANCIAL INDEPENDENCE
A true tale of two dads— one a highly educated professor, the other, an eighth grade dropout. Educated dad left his family with nothing, except maybe some unpaid bills. The dropout later became one of Hawaii’s richest men and left his son an empire. One dad would say, “I can’t afford it” while the other, asked, “How can I afford it?”
Rich dad teaches two boys priceless lessons on money, by making them learn through experience. The most important lesson of all is How to Use Your Mind and Time to create personal wealth. Free yourself from the proverbial “rat race”. Learn to spot opportunities, create solutions and “mind your own business”. Learn to make money work for you, and not be its slave.
Rich Dad’s Words of Wisdom:
You are what you Think.
A job is a short-term solution to a long-term problem.
A highly paid slave is still a slave.
Why climb the corporate ladder when you can own the ladder?
Good Thinking:
Two roads diverged in a wood, and I—
I took the one less traveled by,
And that has made all the difference.
Robert Frost, from ‘The Road Not Taken’
Overview
There is a Need.
The rationale for teaching people financial literacy comes from the fact there is no real job security these days. Even after years of toil, the poor and middle class may find they do not have sufficient funds for their children’s college education, or their own retirement. Why work for a
corporation, the government, and the bank all your life? Awaken your financial genius and gain financial independence and freedom!
Lesson 1: The Rich Don’t Work For Money
At age 9, Robert Kiyosaki and his best friend Mike asked Mike’s father (Rich Dad) to teach them how to make money. After 3 weeks of dusting cans in one of Rich Dad’s convenience stores at 10 cents a week, Kiyosaki was ready to quit. Rich Dad pointed out this is exactly what his employees sounded like. Some people quit a job because it doesn’t pay well. Others see it as an opportunity to learn something new.
WORK TO LEARN
Next Rich Dad put the two boys to work, this time for nothing. Doing this forced them to think up a source of income, a business scheme. The opportunity came to them upon noticing discarded comic books in the store. The first business plan was hatched. The boys opened a comic book library and employed Mike’s sister at 1$ a week to mind it. Soon they were earning $9.50 a week without having to physically run the library, while kids read as much comics as they could in two
hours after school for only a few cents.
http://www.richdad.com/store/ProductDetail.aspx?id=2
Wednesday, August 11, 2010
Financial IQ: What is Financial Independence?
For me, Financial Independence is the state where we can do anything we want to / make choices, without worrying where payment for expenses will come, as we have already established various sources of passive income. To reach Financial Independence, we need to first work on improving our Financial IQ / Financial Literacy.
Robert Kiyosaki's Rich Dad Poor Dad Cash Flow 101 game board teaches us that Financial Independence or Financial Freedom is achieved once we are able to get out of the rat race. To get out of the rat race, we need to reach the point where passive income is more than expenses.
This is how Wikipedia defines Financial Independence:
Financial independence is a term generally used to describe the state of having sufficient personal wealth to live indefinitely without having to work actively for basic necessities. In the case of many individuals whose financial circumstances fit this description, their assets generate income that is greater than their expenses. To illustrate, a persons monthly expenses may total $1000. They receive dividends from stocks they've previously purchased totalling $5,000 quarterly, while also having an even more substantial amount of money in other assets. Under such circumstances, a person is financially independent.
A person's assets and liabilities are an important factor in determining if they have achieved financial independence. An asset is anything of value that can be liquidated if a person has debt, whereas a liability is related to debt, in that it is the responsibility of one possessing it to provide compensation. (Homes and automobilies with no lien holder are common assets)
The following are two approaches in achieving financial independence:
- Gather revenue generating assets until the generated revenue surpasses living/liability expenses.
- Gather enough liquid assets to then sustain all future living/liability expenses
Some people think that financial independence is sustainable only if it is adopted by a small part of the population and the system will fail if a majority of the population tries to adopt it. This is because the passive income required for financial independence is derived from the active income of other people. This is roughly consistent with the baby boomer retirement issue in which the social security system is predicted to fail when a major part of the population is claiming their retirement benefits.
Robert Pagliarini's definition of Financial Independence
Financial independence is really the pot at the end of the rainbow. It's the mother load of personal finance. I sometimes am afraid to say "financial independence" because people, if they've watched any late night TV and heard "Get rich quick - no money down real estate - become financially independent", are turned off from financial independence. I define financial independence as being able to afford the lifestyle that you desire, without having to work. There are two pieces to that definition that are really important. One: the lifestyle that you desire - whatever that lifestyle may be - it might be right where you are today, or you might have some dreams and goals about where you want it to be. It's coming up with what kind of life you want. The second part of financial independence - and this is the cool part - is being able to afford that without having to work.
Related articles by Zemanta
- 6 Steps to Financial Independence (fool.com)
- How to raise a financially independent kid (theglobeandmail.com)
- Five ways to declare your financial independence (usatoday.com)
- 5 ways to declare your financial independence (seattletimes.nwsource.com)
- How to Retire in Five Years - Seriously (money.usnews.com)
- 5 Steps Toward Financial Independence (wisebread.com)
- 10 steps to financial independence (holykaw.alltop.com)
Learning Opportunity: Real Estate Broker's Continuing Professional Education
The PARAÑAQUE LAS PIÑAS ALABANG REALTORS BOARD (PLAREB) INC. one of the largest constituent boards of the Philippine Association of REALTORS Boards, Inc.(PAREB).
INVITES TO YOU THE
CONTINUING PROFESSIONAL EDUCATION (CPE)
DATE : AUGUST 13, 14 & 15, 2010 (FRIDAY- SUNDAY)
TIME : 9:00 a.m. to 6:00 p.m.
VENUE : BAHAY TIKIMAN, VIRGINIA STREET, TEOVILLE 3, (entrance along President Avenue)
BF Homes, Parañaque City
SEMINAR FEE : Php 4,000.00 . Pay and register now. BDO PLAREB acct # 540109215, Sucat Branch.
150 SEATS/ LIMITED SLOT (FIRST COME, FIRST SERVE) ATTENDANCE IS A MUST.
ATTEND the CPE TO EARN UNIT REQUIRED by PRB-RES to renew /or update your Real Estate Brokers License for the year 2011 pursuant to RA 9646 (RESA LAW)
COVERAGE OF THE SEMINAR
RESA LAW, Market Networking (Real Estate Brokerage) Legal Form in Real Estate, Due Diligence (Tips before buying or selling real estate), Real Estate Taxation, Documentation and Registration, Basic Appraisal for Real Estate Brokers, Site Location and Map Reading, Real Estate Financing, Laws Relating to Real Estate, Sales, Leases and Mortgages, and Condominium Concept.
Lecturer: MR. CESAR E. SANTOS, Licensed Real Estate Broker, Appraiser and Consultant.
Requirements for license renewal as per Section 20 of IRR (original and photocopy)
For Brokers/Salesman renewal
NSO Birth Certificate, NSO Marriage Contract( for women), DTI certificate of Registration and License, DTI ID,NBI Clearance, CPE certificate, 4 passport size photo white background with nametag. Residence Certificate (cedula) and at least P20,000.00 bond.DTI certificate of examination result for those who passed but failed to obtain their license.
For salesman – new
All of the above plus 2 years college diploma except DTI certificate of registration and license and id
FOR FURTHER INQUIRIES AND RESERVATION
Please contact, PLAREB OFFICE AT Tel. No. 8250942 * 8250943
Or Visit at 3A Acacia, Westmont Village Condominium
8227 Dr. A. Santos Avenue, Paranaque City
c/o Lita Cell Phone – 0918-9391317/575-7038 (residence)
c/o Fely Cell Phone – 0921-242-0799/8824908 (residence)
NAME : ______________________________________________ NICKNAME ______________________
REBL NUMBER _______________________ YEAR LAST REGISTERED _______________________
RESIDENCE ADDRESS _____________________________ CELLPHONE # _________________________
TELEPHONE NUMBER _______________________EMAIL : ____________________________________
OFFICE FIRM NAME : __________________________________________________________________
ADDRESS: ___________________________________________________________________________
TEL. NUMBER: _____________________________AFFILIATED BOARD: __________________________
Monday, August 9, 2010
Learning Opportunity: Business and Entrepreneurship Seminar on August 16 to 20
There is a free 5-day Business and Entrepreneurship seminar by Entrepreneur Society of the Philippines to be held on August 16 to 20 at City College of Manila. This is a good opportunity to continue building our Financial IQ / Financial literacy.
To join the event, register on the Business and Entrepreneur site's URL:
http://siglaunlad.com/home/
This event seminar is aim to inspire and to intensify the entrepreneurial spirit of the Filipinos! I We invite everyone to take a moment and have a look at our program schedule. Lecture topics are sure to be enlightening and very useful for those wanting to start or to grow an entrepreneurial venture today!. The roster of speakers are high-caliber professionals from the different fields of expertise in the industry.
Here is the programme:
Event Venue
View Larger Map
To join the event, register on the Business and Entrepreneur site's URL:
http://siglaunlad.com/home/
This event seminar is aim to inspire and to intensify the entrepreneurial spirit of the Filipinos! I We invite everyone to take a moment and have a look at our program schedule. Lecture topics are sure to be enlightening and very useful for those wanting to start or to grow an entrepreneurial venture today!. The roster of speakers are high-caliber professionals from the different fields of expertise in the industry.
Here is the programme:
| Day 1. Aug 16th | ||
| 9:00- 10:00 | Opening Ceremony | |
| 10:00-10:30 | Coffee Break | |
| 10:30- 11:30 | How to start a Business? | Elizabeth Manuel, Chief, Trade Business Management Division, Phil. Trade Training Center |
| 11:30- 2:00 | Lunchbreak | |
| 2:00-3:00 | Why We Need Entrepreneurs | Jimmy Siybauco, Chairman, Emeritus, ESP |
| 3:00-3:30 | Coffee Break | |
| 3:30-4:30 | How to promote your Business | Arlene Martinez, Managing Director, Ipost |
| Day 2. Aug. 17th | ||
| 9:00-10:00 | Key Values for Entrepreneurial Success | Carl Balita, Host, Radyo Negosyo, DZMM |
| 10:00-10:30 | Coffee Break | |
| 10:30- 11:30 | Microfinancing | Ms. Ma. Agness J. Angeles, SVP, Planter’s Bank |
| 11:30- 2:00 | Lunch break | |
| 2:00-3:00 | How to Prepare a Marketing Plan | Mylene Abiva, Past President, Phil. Marketing Association |
| 3:00-3:30 | Coffee Break | |
| 3:30-4:30 | Accounting for Micropreneur | Cristina Llacer Oreta, President, eMethods for Business Management |
| Day 3. Aug. 18th | ||
| 9:00-10:00 | Production | Rico Calayco, President, Nestor Distributor, Inc. |
| 10:00-10:30 | Coffee Break | |
| 10:30- 11:30 | Basic Quality Management | Raffy Pempianco, VP ESP |
| 11:30- 2:00 | Lunch break | |
| 2:00-3:00 | HR Management of MSME’s | Barbie Atienza, External Mgr, Manila Bulletin |
| 3:00-3:30 | Coffee Break | |
| 3:30-4:30 | Emotional Quotient | Jessie Rebustillo, AVP, Phil. Daily Inquirer |
| Day 4. Aug. 19th | ||
| 9:00-10:00 | Online Marketing | Lloyd Luna, Internet Marketer |
| 10:00-10:30 | Coffee Break | |
| 10:30- 11:30 | Marketing During Turbulent Time | Alex Flores, Past President,ESP |
| 11:30- 2:00 | Lunch break | |
| 2:00-3:00 | Success Story Sharing | Steve Tamayo, Olive Ramos, Allan Parma |
| 3:00-3:30 | Coffee Break | |
| 3:30-4:30 | Women Empowerment | Kaye Dacer, Host, Aksyon Ngayon, DZMM |
| Day 5. Aug. 19th | ||
| 9:00-10:00 | Success Story Sharing | Cora Jacob, Hernando Vitas |
| 10:00-10:30 | Coffee Break | |
| 10:30- 11:30 | Taxation for MSME’s | Nelson Aspe, Deputy Commisioner, BIR for operation |
| 11:30- 2:00 | Lunch break | |
| 2:00-3:00 | Inspirational Talk – Proud to be Pinoy Entreprenuer and Pinoy Products | Mae Paner, Advocate of Change for a Better Philippines, Performer/Directress |
| 3:00-3:30 | Coffee Break | |
| 3:30-4:30 | Small scale Business Entrepreneurship | Prof. Anthony Escolar, De La Salle University |
| 4:30 | Closing Ceremony |
Taft Ave corner Hospital St., near the Manila City Hall and LRT – Central Station
View Larger Map
Subscribe to:
Posts (Atom)